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Family talking in living room; image used for HSBC Macau general insurance page.

Insurance

All-in-one protection provides you with peace of mind
Exclusive offers for HSBC credit cardholders
 

Apply for TravelSurance on or before 31 December 2025 to enjoy:

  • 20% off for Single Trip TravelSurance
  • 5% off your first year’s premium for MultiTrip TravelSurance
  • 5% off for the first year’s premium for China Medical Card (for multi-trip only)

Terms & Conditions (PDF,167KB) apply.

TravelSurance

Make sure you're covered by travel insurance before you travel. Travel Insurance1 plan provides you with protection abroad, so that you can enjoy worry-free holidays knowing that you are covered.
  • Coverage for accidental injuries, medical and hospital expenses, lost baggage and cash, personal liabilities, delayed flights and stolen belongings
  • Free insurance extension of up to 10 days for unexpected travel delay
  • No additional premiums for sporting activities such as bungee jumping, hang-gliding, parachuting, gliding, rafting, speed-boating, jet-skiing, skiing, trekking, scuba-diving, mountaineering and rock-climbing
  • MultiTrip covers trips made during the year. No Need to re-apply every time you travel

Important information:

Product Brochure_TravelSurance
 

Policy Wording_TravelSurance

HomeSurance

Your home is probably your single largest investment, to which you have devoted considerable time, effort and money. HomeSurance1 is thus designed to protect your home - and everything else in it.
  • An "All Risks" policy - one policy covers your home and all possessions in it
  • Comprehensive cover for fire, theft, flood, vandalism, water damage, typhoons, storms, subsidence and other accidental damage
  • Worldwide risk insurance for travel items such as clothing, jewellery, watches and cameras
  • Extra protection for repair or maintenance, alternative accommodation, temporary storage of furniture, interior decoration, replacement of broken locks, keys and windows due to theft

Important information:

Product Brochure_HomeSurance
 

Policy Wording_HomeSurance

AccidentSurance

Accidents could happen to you any time, anywhere. AccidentSurance1 is here for your security and protection against the financial strain that an accident can bring.
  • No medical examination required
  • Flexible plan with two choices to suit your needs and budget
  • Additional benefit of in-patient or out-patient medical expenses
  • 30% cash refund of your paid premiums if you do not make a claim for five consecutive years

Important information:

Product Brochure_AccidentSurance
 

Policy Wording_AccidentSurance

End Notes 

The general insurance policies are underwritten by QBE Hongkong & Shanghai Insurance Limited- Macau Branch ("QBE Macau"), which is authorised and regulated by the Autoridade Monetaria de Macau ("AMCM") to carry on general insurance business in Macau. QBE Macau is part of QBE Insurance Group. QBE Macau will be responsible for providing your insurance cover and handling claims under your policy. The Hongkong and Shanghai Banking Corporation Limited, Macau Branch ('HSBC') is registered in accordance with the AMCM's stipulations as an insurance agent in the Macau SAR. General insurance plans are products of QBE Macau but not HSBC. For monetary disputes arising between HSBC and you out of the selling process or processing of the related transaction by HSBC, HSBC will enter into dispute process with you. On the other hand, for any disputes over the terms and conditions of your policy, QBE Macau will resolve with you directly.

1TravelSurance, HomeSurance and AccidentSurance Plan are underwritten by QBE Hongkong & Shanghai Insurance Limited- Macau Branch ("QBE Macau") and distributed by The Hongkong and Shanghai Banking Corporation Limited Macau Branch ("HSBC").

QBE Macau is authorized and regulated by the Autoridade Monetaria de Macau ("AMCM") to carry on general insurance business in the Macau SAR. QBE Macau is part of QBE Insurance Group.

HSBC is registered with AMCM as an insurance agent in the Macau SAR.

The information shown above is intended as a general summary for your reference only. Please refer to the policy provisions for the detailed terms and conditions.

2This remote second opinion consultation service is provided by a medical service provider which is an independent contractor and is not an agent of QBE Hongkong & Shanghai Insurance Limited- Macau Branch or The Hongkong and Shanghai Banking Corporation Limited. QBE Hongkong & Shanghai Insurance Limited- Macau Branch or The Hongkong and Shanghai Banking Corporation Limited shall not be held responsible for any medical opinions given by the medical service provider.

3The premium rate and age groups are not guaranteed. The premium payable upon annual renewal and the terms of any renewal may not be the same as the expiring policy and will be determined by QBE Hongkong & Shanghai Insurance Limited- Macau Branch.

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