Buying new property? We’ll help you through the entire journey.

Borrow up to 90% of the property valuation or the purchase price (whichever is lower) for Macau residents and around 50% for non-Macau residents.

Mortgage application, provide advice on a mortgage loan and refinancing. When you've found a property within your budget, we will give you valuation and work out a repayment plan that best matches your budget.

At HSBC, we offer a flexible mortgage repayment schedule to suit your needs. Own your home sooner and save on interest, or repay less in the earlier years. 

Repay fortnightly or monthly with straight-line fixed tenure repayment plan.

Having decided your favourable mortgage repayment plan, you will have to complete the Home Mortgage Loan Application Form, Personal Credit Report Customer's Letter of Consent, and return it to our bank with the following documents:

• ID/passport original and duplicate copies
• Bank book/statements for the last three months
• Tax demand note for the last tax year
• Employer's letter with company letterhead and bearing company chop confirming job title and income
• Recent salary payroll advice
• Provisional or Formal sales and purchase agreement
• Other documentation as required

Upon approval of your application, we will arrange an appointment with you to come to our Macau Branch for account opening and loan documentation signing.